The Full Panel

Independent health service index / 2026

Find healthcare
worth paying for.

We have gathered the most exciting healthcare options that are available direct to consumers like you. We examine clinical legitimacy, recurring charges, and cancellation terms before a service enters the index. We can't guarantee these offerings' effectiveness, but we do our best to ensure only high-quality services are listed.

Pick of the week

Editor's
selection

Reviewed Jun 25, 2026

Admitted to the index

Midi Health

Virtual care for women in perimenopause and menopause: video visits with trained clinicians, personalized protocols including hormone therapy, and prescriptions sent to your pharmacy. Covered by many major insurance plans.

Recently admitted

Quest Diagnostics' own consumer storefront: buy any of 150+ lab tests yourself — no doctor visit, no insurance — and get drawn at 2,000+ Quest locations. The price at checkout is the price, with a small independent physician-oversight fee built in.

Reviewed

▲ 0

Sep 30, 2026

The Spotify-cofounder-backed full-body scan, newly arrived in the US (SoHo, NYC): a non-invasive, radiation-free sensor suite covering skin, heart, vascular, and metabolic health in about an hour, with results explained by a clinician the same visit. $499 per scan, HSA/FSA eligible — a different (non-MRI) approach than Prenuvo-style imaging.

Reviewed

▲ 2

Sep 27, 2026

Budget DEXA scans — body fat, muscle, and bone density — from storefronts and mobile vans across California, Seattle, Austin, and Dallas. Single scans around $60, membership plans from about $40, versus the $200+ an imaging center typically charges.

Reviewed

▲ 3

Sep 23, 2026

The first gut microbiome test for babies (ages 0–3), plus kits for kids, adults, and vaginal health — built for families who want to catch gut imbalances early. Founded by a mom after a C-section left her without answers; HSA/FSA eligible.

Reviewed

▲ 3

Sep 19, 2026

Menopause care by asynchronous telehealth: fill out an intake, a menopause-certified physician reviews it within a couple of days, and FDA-approved hormone therapy ships on a subscription from about $40/month. The cash-pay, no-waiting-room complement to visit-based menopause care.

Reviewed

▲ 3

Sep 17, 2026

Online psychiatry and therapy focused on clinically significant anxiety and depression (including bipolar II, OCD, and insomnia), with medication management and measurement-based care. Notably covers Medicare and Medicaid alongside major commercial plans — average insured copay around $25 a session.

Reviewed

▲ 1

Sep 10, 2026

From the archive

A changing selection from across the index — different every visit.

Full-body MRI screening with AI-assisted analysis to catch potential cancers early, offered at partner imaging centers across the US. Now part of the Function Health family.

Reviewed

▲ 1

Jul 1, 2026

A national network of concierge primary-care physicians with small patient panels, same-day appointments, and an annual in-depth wellness workup. The established, insurance-compatible way into concierge medicine.

Reviewed

▲ 3

Jul 6, 2026

A multi-cancer early detection blood test that screens for a shared signal across 50+ cancer types, many with no other screening option. Requires a prescribing clinician; intended to complement, not replace, routine screening.

Reviewed

▲ 2

Jun 30, 2026

An annual 100+ biomarker blood panel at a price that undercuts the concierge tier: one draw a year at 2,000+ Quest locations or at home, results and clinician insights in a single dashboard. HSA/FSA eligible; the budget-friendly comparison point to premium panel memberships.

Reviewed

▲ 1

Jul 8, 2026

Dexcom's over-the-counter glucose biosensor — the first OTC-cleared CGM in the US, from the category's dominant medical manufacturer. 15-day wear, pay-as-you-go packs or a monthly subscription, FSA/HSA eligible, aimed at metabolic-health-curious users rather than diabetes management.

Reviewed

▲ 2

Jun 15, 2026

Fountain Life

Editor's pick

Longevity centers built around an intensive annual workup — full-body MRI, coronary CT, genome sequencing, and hundreds of biomarkers — with physicians who translate the data into a prevention plan. Membership-based, with locations in several US cities.

Reviewed

▲ 3

Jul 10, 2026

Continuous glucose monitoring for metabolic health: CGM sensors plus an app that scores how your meals, sleep, and workouts move your blood sugar — turning metabolic health into a feedback loop.

Reviewed

▲ 0

Jun 15, 2026

Quarterly at-home blood testing from a finger prick — no lab visit, no phlebotomist. Tracks 17+ biomarkers spanning heart, hormone, and metabolic health on a dashboard built for trend-watching.

Reviewed

▲ 2

Jun 26, 2026

Women's telehealth covering skin, hair, birth control, weight loss, and mental health — an online visit with a licensed provider and ongoing prescriptions delivered to your door.

Reviewed

▲ 2

Jun 23, 2026

Home health testing with an added layer of care: kits ship to your door, samples go to accredited labs, and nurses call to explain flagged results. Covers hormones, sexual health, heart, and more.

Reviewed

▲ 3

Jun 28, 2026

Guided meditation and mental-wellness app with structured courses for stress, focus, and sleep — the gentlest on-ramp to a daily mindfulness habit, backed by a growing body of research.

Reviewed

▲ 2

Jun 18, 2026

Online therapy and psychiatry with a key difference: it's in-network with many major insurers, so sessions with licensed therapists or prescribers often cost a copay instead of full freight.

Reviewed

▲ 3

Jun 19, 2026

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