The Full Panel

Independent health service index / 2026

Find healthcare
worth paying for.

We have gathered the most exciting healthcare options that are available direct to consumers like you. We examine clinical legitimacy, recurring charges, and cancellation terms before a service enters the index. We can't guarantee these offerings' effectiveness, but we do our best to ensure only high-quality services are listed.

Pick of the week

Editor's
selection

Reviewed Jul 8, 2026

Admitted to the index

Lifeforce

A telehealth longevity program: quarterly at-home blood draws covering 50+ biomarkers, clinician consults, and protocols spanning hormones, peptides, and supplements. A middle path between a wellness app and a concierge clinic.

Recently admitted

Quest Diagnostics' own consumer storefront: buy any of 150+ lab tests yourself — no doctor visit, no insurance — and get drawn at 2,000+ Quest locations. The price at checkout is the price, with a small independent physician-oversight fee built in.

Reviewed

▲ 0

Sep 30, 2026

The Spotify-cofounder-backed full-body scan, newly arrived in the US (SoHo, NYC): a non-invasive, radiation-free sensor suite covering skin, heart, vascular, and metabolic health in about an hour, with results explained by a clinician the same visit. $499 per scan, HSA/FSA eligible — a different (non-MRI) approach than Prenuvo-style imaging.

Reviewed

▲ 2

Sep 27, 2026

Budget DEXA scans — body fat, muscle, and bone density — from storefronts and mobile vans across California, Seattle, Austin, and Dallas. Single scans around $60, membership plans from about $40, versus the $200+ an imaging center typically charges.

Reviewed

▲ 3

Sep 23, 2026

The first gut microbiome test for babies (ages 0–3), plus kits for kids, adults, and vaginal health — built for families who want to catch gut imbalances early. Founded by a mom after a C-section left her without answers; HSA/FSA eligible.

Reviewed

▲ 3

Sep 19, 2026

Menopause care by asynchronous telehealth: fill out an intake, a menopause-certified physician reviews it within a couple of days, and FDA-approved hormone therapy ships on a subscription from about $40/month. The cash-pay, no-waiting-room complement to visit-based menopause care.

Reviewed

▲ 3

Sep 17, 2026

Online psychiatry and therapy focused on clinically significant anxiety and depression (including bipolar II, OCD, and insomnia), with medication management and measurement-based care. Notably covers Medicare and Medicaid alongside major commercial plans — average insured copay around $25 a session.

Reviewed

▲ 1

Sep 10, 2026

From the archive

A changing selection from across the index — different every visit.

Clinical-grade whole-genome sequencing for consumers: one test covering disease risk, carrier status, and hundreds of traits, with results that update as the science does. Far deeper than genotyping-array ancestry kits.

Reviewed

▲ 1

Jun 13, 2026

The largest online therapy platform: matched with a licensed therapist for weekly video, phone, or chat sessions plus unlimited messaging, on a weekly-billed subscription you can pause anytime.

Reviewed

▲ 0

Jun 20, 2026

Root-cause functional medicine delivered by telehealth: long visits with MDs, health-coach support, and testing aimed at chronic issues conventional 15-minute appointments miss. Membership-based; some insurance accepted.

Reviewed

▲ 1

Jul 7, 2026

Abbott's over-the-counter continuous glucose monitor: a two-week biosensor and coaching app for anyone curious about their glucose responses — no prescription, no subscription required.

Reviewed

▲ 2

Jun 14, 2026

Very-low-dose ketamine therapy for mood, delivered by telehealth: a brief clinician evaluation, daily at-home doses, and continuous check-ins by text — at a flat monthly price far below clinic-based programs.

Reviewed

▲ 3

Jun 23, 2026

Function Health

Editor's pick

An annual membership covering 100+ lab biomarkers — heart, hormones, metabolic, toxins, and more — drawn twice a year at Quest locations, with results explained in plain language by clinicians. The current benchmark for consumer blood panels.

Reviewed

▲ 2

Jul 5, 2026

Walk-in wellness studios across the US offering cryotherapy, IV drips, red-light therapy, mild hyperbaric oxygen, and compression — pay per service or join as a member. The biggest brick-and-mortar player in recovery therapies.

Reviewed

▲ 0

Jun 8, 2026

Full-body MRI screening with AI-assisted analysis to catch potential cancers early, offered at partner imaging centers across the US. Now part of the Function Health family.

Reviewed

▲ 1

Jul 1, 2026

A featherweight titanium smart ring (2.4–3.6 g) tracking sleep, recovery, HRV, and temperature — with every feature included in the $349 purchase and no subscription, the direct counterpoint to membership-model rings. 4–6 day battery, 10 ATM water resistance.

Reviewed

▲ 2

Sep 4, 2026

Oura Ring

Editor's pick

A titanium smart ring that tracks sleep stages, heart-rate variability, temperature, and readiness with best-in-class accuracy — and none of a smartwatch's bulk. Ring purchase plus a monthly membership for full insights.

Reviewed

▲ 1

Jun 18, 2026

Dexcom's over-the-counter glucose biosensor — the first OTC-cleared CGM in the US, from the category's dominant medical manufacturer. 15-day wear, pay-as-you-go packs or a monthly subscription, FSA/HSA eligible, aimed at metabolic-health-curious users rather than diabetes management.

Reviewed

▲ 2

Jun 15, 2026

A smart mattress cover that heats or cools each side of the bed through the night, adjusting automatically from your sleep data. Consistently the most-cited sleep upgrade in the longevity crowd.

Reviewed

▲ 0

Jun 16, 2026

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